** Long post warning **
My post tonight is going to be a little disjointed. Which is probably fitting as that is how I am feeling of late. Not disjointed as if I had been drawn and quartered in some medieval torture routine but just that I feel like a lot of things are going on in my life, and in the lives of others, and sometimes I feel I have too many thoughts in my head and they get so jumbled that I need to put them all down and get them in order. Not all of them are bad, in fact some are brilliant - anyway here goes.
My life is generally very good. Mark and I both work and get paid well for our time. This puts us in a very lucky category. However over the last few years we have been living every so slightly above our means and it is all catching up with me. I like to have certainty and whilst I can happily live with a controllable debt, when it gets too high I start to panic. I worry about what would happen if I lose my job - or worse if Mark were to lose his. We have ourselves locked into a couple of things we can't change readily (rent, leases etc) but I am working through the smaller things to slowly build up a snowball effect of paying off debt and whilst it is still in the infancy of planning I can see that we can work our way out of it. It will take some changes to our (and by this I mean HIS) spending habits but if we can lock in an agreed budget and make it flexible enough to still have some fun but focus on debt reduction I think we can do it without turning into a couple of Scrooges.
**Edit** Had to remove my 'secret spy' story as may have unwittingly caused some problems. Oops. If you took down the details and are going to follow it up please don't use my name and please don't say that I put it on the internet. Silly me.
I am also looking at being the local Avon lady. LOL. No seriously. There is no one in my area doing it as far as I can tell and after discussing it with Mark last night we have worked out a plan of walking on the weekend that will allow us to do deliveries etc. I have sent in an email requesting a phone call and information and it has almost been 24 hours (their promise of reply) and so far no phone call. So I may still back out of this one but my Mum used to be an Avon lady when I was at school and from memory she made pretty good money. So there is nothing to lose by making a phone call.
AND I have scheduled in a date to go to the Blacktown Trash & Treasure (which runs every Sunday) to offload a heap of stuff. In the past everything we have grown out of, tired of, needed to make some space from etc we have donated to charity. Which is cool. And probably still my preferred option, but I think that it could be because I am too lazy to organise to do something myself. We don't have a garage or a suitable front space to have a garage sale and the markets around my way charge an absolute bomb to have a stall. I am hoping by culling the childrens toys that they have grown out of and the piles of other collections I will be going a long way to decluttering the house as well as adding a few dollars to the debt reduction project.
AND all the while I am working on trying to find something I am passionate about (there are many things) that I can turn into a work at home business (the options dwindle here) so that I can balance working, being a mum, organising school pickups and drop offs, housework, everything. I will work something out and luckily have a few people who have gone that road before me to bounce ideas off. We shall see.
There are other things too that have gone a long way to driving me crazy lately. (sorry if I repeat anything I have previously discussed)
Back in February I accidentally transferred some money via the internet to a wrong account. I know who the money went to, the banks confirm the recipient says they got the money, my initial phone calls seemed to suggest they would pay me the money back and then it all went pear shaped. I went through the official bank track and trace and the recipient chose not to reply. I engaged a lawyer to have the money returned. The lawyer sent a letter to the recipient. No response. We have now signed court documents and a hearing will be set for the next few weeks (I think). If the recipient does not turn up we automatically win our claim and our costs. If they then still don't pay the court ordered amount we will be sending in the receivers. How much money did I transfer? $1340.00. Not a huge amount but not one I am prepared to let go. I am just thankful that the lawyers don't want any money until after settlement and that Mark can get the receivers to go in for free. I just can't understand the stupidity of the woman who got my money. We know who she is, she knows we know who she is, we have had dealings with her in the past (which is why her account details were in my online banking) *sigh* It really frustrates me.
Which leads me to my next gripe LOL. As you know I have been a busy little bunny and have finally completed my tax and my Child Care Benefit (CCB) bulk claims for the last 3 years. Whoo Hooo I am thinking. I will get some money in and really kick start this debt reduction thing as well as buying a couple of 'essential' items. (shoes ARE an essential item LOL) Last Friday I received a rejection letter on my claims stating that the Family Assistance Office (FAO) had no record of the children ever having been in an approved child care. WTF!!. After numerous phone calls (which I have to say were the most polite & helpful calls I have had with Centrelink / FAO. They were brilliant and I am so impressed with them) it turns out that I have done everything correctly on my forms but because the Child care centre has failed to put in utilisation reports for my children they rejected the claim. The good thing is once the child care centre does it I will get my money. The bad thing is the horrible woman from the gripe above used to be the child care centre owner for the first two claims. She has now erased all her records and I can't get this information from her. The FAO said they have sent her a letter and a form to fill in but if she doesn't, it means we will have to go to some arbitration with Centrelink to see if I can get my money. *bugger bugger* As the money involved is approx $800 - $1200 for the two years it is something worth fighting for. AND in order to claim the 30% Child Care Rebate in my tax this year, I need to have the CCB statement for the 2004/2005 financial year complete. *sigh* lots of silly little things to think about.
Anyway
I have also been doing lots of fun busy things. Oscar is having his soccer party in 3 weeks. The same weekend as the City 2 Surf. We have made the piñata (which looks sensational by the way). Darcy & Oscar helped me stuff it with little bags of lollies and little toys. The goodie bags have been filled. The games are almost complete. I will take photos as I made a game where I drew a soccer goal net on a huge piece of cardboard. I then blew up a photo of Darcy and Oscar and put it in the front as if they were the goalies. On the day the children will get little soccer ball cut outs and like "pin the tail on the donkey" they will get spun around and try to get their ball in the goal without touching the goalies. It is hilarious. Doing this stuff has been good for me as it gives me a chance to sit and unwind and concentrate on something that is a lot of fun.
Last Saturday I met up with Mary and Cath to do our Ferry walk. We headed off from Circular Quay at 8:12 and headed into Neutral Bay. As none of us had looked at the map it was a bit hit and miss with the direction we walked but we worked it out in the end and stumbled across some beautiful homes and little hide away wharves. About half an hour in the sky opened up and we got hammered. We stopped at Cremorne rather than continue to Mosman and waited for the Ferry whilst Cath entertained us all with her skipping prowess. It was incredible ;D Topped off with a decadent breakfast it was a great morning and the only highlight of that weekend which was then overtaken by the cold monster who crawled up my nose. Charming LOL.
This Saturday I am going out. By myself. To a party. Whoot. ;) One of the girls from work who moved to WA early last year, is coming back for her 30th. I really miss her and we speak almost every day on the phone so I am looking forward to putting all the crap behind me for the night and just having fun. I am hoping that the snot monster (who is subsiding by the way) would have vacated the premises by then and allow me to relax without having to take a trailer load of tissues with me.
Anyway
I have noticed on a few blogs lately that the old checklists have come back in again. The plan for exercise for the week and marking them off as they are done. This is a brilliant idea and one that I am now going to steal. I am finding that I am doing my walk in and out of the city. And now my lunch walk to the post office. Along with my incidental walking this is getting me to the region of 15,000 - 17,000 steps a day BUT I have to put my hand up and say that some of it should not really be considered exercise. I am not pushing my heart enough. I don't sweat enough. I have stopped doing any sort of resistance training. So I am going to have a look at my schedule, and my stuff (again!) and work out a plan for the next week. Then I can update it as I do it, or modify it as life steps in and forces changes. I think I need to have a plan to work towards as it is becoming increasingly easy to do nothing.
That being said a look over my Global Corporate Challenge has thrown out these interesting facts. Over 63 days I have:
Walked 1,042,400 steps. Yep that is over ONE MILLION steps !!
Averaged 16,546 steps per day
Walked 667 km's. This is based on a fixed 65cm gait where mine is more naturally 75cm to 85cm when striding.
Provided 17.25% of our teams total.
I know a lot of us are walking/jogging/running this amount of steps a day but to track it and see the numbers climb is really a buzz. I think after the challenge is complete I will continue to track it and see if I can do a month on month challenge of increasing my average - even if it is only by 1 step :D
*** deep breath ***
Wow. You might all be bored stupid by now but I feel so much better. Thank you.
******
And before I go I wanted to let you all know about a new Australian company launched last Friday. The
Organic Baby Food Company Ltd is the brainchild of a friend of mine and her sister and they have been working their tails off to get it off the ground. They launched at the Organic Food Expo to great interest and have now launched their website. The aim is to have the food ready to order on line from September, and in stores such as David Jones, Harris Farms and others early in the new year. If you want to keep on top of the news coming from this site regarding foods available, stockists, or you want to put forward a stockist you think should stock the range, please go to the site and register yourself as well as taking the time to have a look around. It is great to see someone who is passionate about what they believe in and providing a product that has been requested by the consumers.